Baccarat Side Bets

Online Baccarat

September 16, 2022

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Playing baccarat is very simple with little strategy involved which is one of the more appealing aspects of the game. The 1:1 payouts for winning Banker or Player has also keeps things as simple as possible along with an 8:1 payout for TIES (which we don’t recommend). However, although these factors make baccarat a great game for beginners, it can become rather repetitive at times and some players may hope for the chance of a slightly greater payout on certain bets.

Thankfully, some versions of baccarat, or standard baccarat in certain casinos, give players the option of placing side bets.

Side bets are common in a lot of casino games such as blackjack where players can often make side wagers on 21+3 or Perfect Pairs. The same applies to baccarat with many side bets available depending on where you are playing the game.

Baccarat side bets can bring a little more excitement to the game and with a little bit of luck, can result in some big payouts from single wagers.

We’ll be taking a look at the various side bets that are available on baccarat along with the house edge of each so that you can determine whether or not they’re a good bet to place alongside your Player / Banker bets.

Common Side Bets In Baccarat

Bellagio Match

The Bellagio Match baccarat side bet on the Player or the Banker getting three-of-a-kind.

Payout

Player three of a kind: 75:1
Banker three of a kind: 66:1

House Edge

Bets on Player: 5.27%
Bets on Banker: 8.57%

Super 6

The Super 6 side bet is available in many land-based casinos and when playing online in live casinos. You are betting on the Banker having a total of six.

Payout

The payout on the Banker having a total of 6 is 12:1

House Edge

This side bet has a house edge of 29.98%! – NOT Recommended!

3-Card Six

This isn’t a commonly available baccarat side bet but can be found at the Pala Casino and elsewhere.

When opting for this side bet, you are betting on the Player and/or the Banker to have a 3-card 6 hand. The payouts can be big which makes it an appealing bet to some players.

Payout

Both the Player & Banker get a 3-card 6 hand: 100:1
Either the Player or the Banker get a 3-card 6 hand: 8:1

House Edge

The house edge on a 3-Card Six side bet is 13.37%

4-5-6

This is a side bet on the value of each hand. You can bet on the value being 4, 5 or 6.

Payout

Bet on the total value being four: 3:2
Bet on the total value being five: 2:1
Bet on the total value being six: 2:1

Lucky Bonus

Similar to 3-Card Six, this isn’t an extremely common side bet but is sometimes available on commission-free baccarat.

The appeal of this side bet is the very low house edge (see below).

You are betting on the Bankers hand being a winning six.

Payout

The payout on this bet is 18:1

House Edge

With a house edge of just 1.11%, this is one of the best side bets in baccarat. One to consider if you can find it available.

Dragon 7

Dragon 7 is a side bet that is available on a version of baccarat called EZ Baccarat.

With this bet, you are betting on the Banker getting a winning 3-card 7.

Payout

The payout for a Dragon 7 is 40:1

House Edge

A Dragon 7 increases the house edge to 7.61%

Either Pair

You’ll find the Either Pair side bet available at Live baccarat casinos that offer games by Playtech.

Should the first two cards dealt to either the Player or the Bank be a pair, your side bet will win.

Payout

The Either Pair side bet pays out at 5:1

Perfect Pair

If you’ve played blackjack before then it’s likely that you’ve come across the perfect pair side bet. It’s similar to the Either Pair side bet in that it is available on Playtech live baccarat games and the first two cards to either the Player or the Bank need to be a pair. However, with this bet, the two cards making up the pair must be suited.

Payout

As there is the additional requirement of the cards being suited with this side bet, the payout is an increased 25:1.

Rabbit Play

Head to Las Vegas and you may come across the Rabbit Play side Bet when playing baccarat.

You can bet on several options as shown in the payout section below.

Payout

Suited 3 of a kind: 500:1
Unsuited 3 of a kind: 50:1
Suited pair: 15:1 (first two cards)
Unsuited pair: 7:1 (first two cards)

House Edge

The house edge for the Player is 8.07%
The house edge for the Banker is 9.31%

Panda 8

Panda 8 is a side bet on the variation of baccarat named EZ Baccarat which is similar to standard baccarat except without the annoying 5% commission which is charged on winning Banker bets.

You are betting on the Player getting a winning 3-card 8.

Payout

Place this side bet and the payout will be 25:1 if it comes in.

House Edge

When opting for this side bet, the house edge increases to 10.19%

All Red/Back

You can probably guess the requirements of this bet from the name.

In order for your All Red/Black side bet to win, all your cards must be either red or black.

Payout

All Red cards payout: 22:1
All Black cards payout: 24:1

Same Suit – First Two Cards

This side bet has a relatively low house edge compared to some of the others but the payouts are also lower.

You are betting on the first two cards to either the Player or the Banker to be of the same suit.

Payout

Players cards suited: 2.87:1
Bankers cards suited: 2.86:1

House Edge

House edge of suited Players cards: 4.20%
House edge of suited Bankers cards: 3.95%

Odd/Even Total Points

Not the most exciting of baccarat side bets. You are simply betting on the sum of the total points for the Players + the Bankers cards being either Odd or Even.

Payout

Payout on an Odds total: 0.92:1
Payout on an Even total: 0.91:1

Lucky 8

If your lucky number is 8 then this may be a side bet for you.

Place a bet on the Player or Banker Lucky 8 and if your selected hand totals 8 and wins, the side bet will be paid out.

Payout

The payout for a winning Lucky 8 is 4:1

House Edge

The house edge for a baccarat Lucky 8 bet on the Player’s hand is 13.65%
The house edge on the Bankers hand is 16.60%

Unlucky 8

Not winning with the Lucky 8 bets? Maybe think about switching to an Unlucky 8 side bet.

Again, for this bet to win, your chosen bet on either the Player or the Banker must be an 8. However, instead of winning with the 8, the hand must lose with one.

Payout

The odds of losing with an 8 are greater than losing with one and so the payout is a greater 8:1.

Double Suited 3-Card 8

Feeling a bit more risky? The Double Suited 3-Card 8 side bet is one of baccarats biggest paying side bets.

For this bet to come in, both the Player and the Banker must have a suited 3-card 8. The suits can be different between the Players and the Bankers cards.